Forgotten Coast Real Estate and Community News

Sept. 18, 2024

A Guide to Pet Friendly Activities on the Forgotten Coast of Florida

Great Pet-Friendly Activities to Enjoy on the Forgotten Coast of Florida

A Guide to Pet Friendly Activities on the Forgotten Coast of Florida

Are you spending time on the Forgotten Coast of Florida and searching for pet-friendly activities for doggone good fun? Look no further than the mystic, beautiful, serene Forgotten Coast of Florida. From a plethora of dog-friendly beaches and pet-friendly restaurants and shops, when it comes to the best activities for your furry four-legged friend, Franklin County is chock-full of furry fun. Whether you and your animal are visiting Carrabelle, St. George Island, or Apalachicola, you won't have a hard time sniffing out great activities.

You can continue to read to find pet-friendly activities to enjoy while on the Forgotten Coast of Florida.

Pet-Friendly Restaurants 

Hole in the Wall 

Hole in the Wall is a casual dining restaurant with a great location in a charming historic atmosphere. Located in the urbanized Apalachicola next to the great Oyster City Brewing Company, Hole in the Wall prides itself on serving fresh, local seafood, including oysters, shrimp, homemade soups, casseroles, and daily specials that keep visitors on their toes. And the best part? Your furry friend can join you on the shaded patio, or indoors if they are leashed.

Marine Street Grill 

Tucked into a quaint courtyard next to Harry's Bar, Marine Street Grill is a Carabelle local hot spot. The family-friendly restaurant features a kid-friendly munchie box, a great go-to for young children. The menu includes mouth-watering slices of pizza, appetizers, wings, burgers, and other "between the bun" sandwiches with sides of salads, and the freshest crab cakes and shrimp you can find around. The prices are very local, and the portions are generous, perfect to share with your leashed pet, who can join you on the shaded patio.

Mango Mike's Sports Bar & Grill 

    • 36 W Pine Ave, St George Island, FL 32328

Mango Mike's Sports Bar & Grill is a great local gem on St. George's Island, featuring a gorgeous outdoor dining area with a family-friendly full-service restaurant and sports bar setting. The covered patio is perfect for your leashed pet to lounge beside you, and there is a grassy area where dogs can lay as well. Children are welcome to the restaurant and there are games like corn hole in the grassy courtyard.

Pet-Friendly Shops 

Rose's Botanicals & Soap Factory 

    • 76 Market St, Unit A, Apalachicola, FL 32320

Rose, the owner of the quaint shop by the same name, Rose's Botanicals & Soap Factory, has run her store for 20 years. Body products of the highest quality ingredients have been created by Rose, who has spent years pursuing her passion for creating herbal soaps and body products. From natural nutrients in the form of herbs, plant matter, and essential oils that contain vitamins and minerals your skin can benefit from naturally. Browse the store and pick out handmade products, with your furry friend on a leash by your side, and treat yourself for the day.

Downtown Books & Purl 

    • 67 Commerce St, Apalachicola, FL 32320

Two unique shops, Downtown Books & Purl, can be found in the iconic O.E. Cone Building at 67 Commerce Street in Apalachicola. Dale Julian, the owner of Downtown Books carries beloved classics and new titles in his store. Other fun items such as yarns and games can be found at this quaint little shop. Your leashed dog can join you on the hunt for your next book, or your next knitting project with a new exquisite bundle of yarn.

The Shop 

    • 16 Ave D, Apalichicola, FL 32320 

The Shop is conveniently located in downtown Apalachicola, carrying a fun eclectic mix of treasures from Oyster Outfitters shirts, Sorrelli, Gingersnaps, handcrafted leather, Puravida Jewelry, local tupelo honey, pearl jewelry, and unique home decor. Both you and your dog can find a great gift for a loved one, or treat yourself with a fun little find at this local gem of a shop.

Oysterbones 

    • 115 Market St, Apalachicola, FL 32320 

Take your dog out for a date day to Oysterbones, an outstanding shop for pets located in Apalachicola. The experts at Oysterbones make delicious dog biscuits made from the World Famous Apalachicola Oyster Shells, the perfect treat for a great day out on the town for your dog.

Pet-Friendly Outdoor Fun 

East End Fishing Beach

The East End Fishing Beach can be found in the St. George Island State Park, easily accessible by biking or walking with your leashed dog. The area is for fishing only, one of the most popular areas on the Forgotten Coast of Florida as it holds a productive beauty. There are deep currents that run through East Pass, separating St. George Island from Dog Island, so make sure to bring bait and bait eaters to great schools.

Dog Island Beach 

Dog Island Beach can be reached by boat and then a hike, great for an afternoon of exercise with your pet. This beach is a hot spot for the adventurous, and it takes an effort to get there, but it is very rewarding. Dog Island beaches are well-known for pristine white sand, crabbing, good shelling, and shore fishing, and as a superior beach picnic and recreational boating base, you and your dog will thrive in this great vacation spot.

Apalachicola Dog Park 

    • 183-189 Ave L, Apalachicola, FL 32320 

Check out the pet-friendly Apalachicola Dog Park, a free 2-acre fenced site that is a super fun spot where dogs can run, play, and fetch off-leash. This paw park includes separate areas for large dogs and small dogs. Both sections of the park have water, shade structures, safety gates, and seating. The park is open to the public in Apalachicola from dawn to dusk, where your pup is sure to make new friends and have a barking time.

Bottom Line

Are you interested in booking a pet-friendly stay at the Forgotten Coast of Florida? Sniff your way to the many pet-friendly shops, open recreational areas, and restaurants in the many beautiful seaside towns on the Forgotten Coast of Florida. What better way to spend your free days checking out the best pet-friendly spots here than by calling the Forgotten Coast of Florida home? Let the professionals at Coastal Realty Group guide you in finding your dream house in the many waterfront neighborhoods on the Forgotten Coast of Florida today!

 

Posted in Community News
Sept. 10, 2024

Buying and Selling a Home in a Flood Zone

What to Know About Buying & Selling a Home in Flood Zones on the Forgotten Coast of FloridaBuying and Selling a Home in a Flood Zone

When you live on the Forgotten Coast of Florida or any area in Florida, you won't usually go a week without seeing news about the weather and the devastating effects on a property. Whether flooding is caused by a single event or rising sea levels, it is a risk factor for those who consider buying or selling property. As a seller or a buyer, you might be wondering how big of a concern this is for you.

Continue to read to find out everything you need to know about buying and selling a Forgotten Coast of Florida home in a flood zone.

What is a Flood Zone?

In simple terms, a flood zone is a geographic area defined by its flood risk level. The Federal Emergency Management Agency (FEMA) uses three risk zones via code. These include the following:

  1. High-Risk Zone. This type of designation is reserved for SFHA or Special Flood Hazard Areas. This type of zone codes for a designation of A or V, the latter an indicator for a property that is in a coastal area.
  2. Moderate-Risk Zone. Flooding is possible, although less likely to occur. The zone codes for this designation are B or X (shaded).
  3. Minimal-Risk Zone. These geographic areas have very little risk of flooding, however, it is possible. Zone codes for this designation are C or X (unshaded).

What to Know About Selling a Home in a Flood Zone

If you are a seller in a flood zone, you will want to make sure that you and your chosen real estate agent are aware of the latest FEMA flood zone status for the property being sold, as it can always change and assumptions should never be made.

Disclose All Information

It is important to discuss applicable disclosure requirements that the seller has. Disclosure requirements are mandated on a state-wide level and will vary from nonexistent to strict. Regardless of what your state mandates, it will always serve you well to encourage your client to disclose everything you know about the property's condition, including flood history. Apart from being the right thing to do, it will also keep you out of trouble in the future.

Flood Mitigation

Making the efforts to mitigate their property's flood risk over the years is a peace of mind. Even if the seller hasn't done this, it is a great method of preparation for selling. Savvy buyers and their agents will ask what flood mitigations are in place and will factor your response into the final offer. Flood mitigation efforts are simple and inexpensive. Others are more involved and expensive. Below are a few examples of what can be done in the name of flood mitigation:

  • In coastal areas, homes can be raised out of the flood plain.
  • HVAC units or propane fuel tanks can be anchored or elevated.
  • Backflow valves and/or sump pumps can be installed.
  • The garage door and cracks in the foundation should be sealed.
  • Flood walls and flood vents should be added.

The seller-client should look at flood mitigation efforts in the same way most sellers view other home-improvement projects leading up to the sale. Money spent upfront on measures taken for flood mitigation can be returned in the form of a higher sale price.

What To Know About Buying a Home in a Flood Zone

When a buyer of property is interested in a home in a flood zone, a professional expert will take on greater importance in the transaction. A great agent will know things you, as a buyer, will not, and when to call in specialists as needed.

Flood Forensics

A property that has a history of flooding will leave behind clues. Other indications of flooding that aren't visible can be detected during a home inspection. It is important to ask if the inspector has any experience with flooding and uses a moisture meter during an inspection. If the need for additional investigations, ask others in the neighborhood about the area's flood history. Local news in online archives can be helpful as well. However, your greatest investigative resource is the local floodplain manager, as they know their way around FEMA flood maps and additional resources–from historical reports and information specific to a client's location, and services are free.

Cut Down the Risk

It is important to remember to ask the seller which mitigation measures are in place. Mitigation efforts might not be fully visible, yet are significant nonetheless. A property owner who has taken on the effort and expense of flood mitigation has likely maintained the property responsibly in other aspects.

Consider Additional Costs

When buying a home in a flood zone, additional costs are not always experienced in other areas. Ensure to factor in the cost of flood insurance when putting together an offer. The buyer should be reminded if they choose to finance the purchase with a government-backed loan, flood insurance will be required if the property is located in an SFHA. If immediate flood mitigation efforts are in place, consider those when putting together an offer to purchase.

Conclusion

There are always going to be certain complications to overseeing real estate transactions that involve property in flood zones. Working with a flood zone real estate agent who specializes in the sale of these properties can ensure that whether you are a seller or buyer, you can avoid further issues with the sale of the property. Flooding is a year-round risk, though there are plenty of stipulations put in place to ensure that you are ahead of the disaster if it should come. Let the professionals at Coastal Realty Group guide you in finding your dream home in the many beautiful, charming communities on the Forgotten Coast of Florida today!

 

Sept. 3, 2024

A Complete Guide to Selling Your Forgotten Coast of Florida House With a Septic Tank

Everything You Need to Know About Selling Your Home with a Septic TankFlorida House With a Septic Tank

If you are planning on selling your home and your property comes with a septic system, there are plenty of important things to take into consideration. Septic systems are an alternative to more traditional sewer systems, typically found in more rural areas or properties connected to sewage lines in municipal areas. When you are looking into selling a home with a septic system, there are special considerations to ensure a smooth transaction to avoid major complications down the road.

Continue to read this guide to walk through everything you need to know about selling a home with a septic tank.

Understanding How Septic Systems Work

A septic system is located underground, a wastewater treatment system used in areas where direct access to a municipal sewer system isn't available. Typically consisting of a septic tank and a drain field, aka a leach field, when you run any type of water in your home the wastewater will flow into the septic tank. The tank separates liquids from solids, allowing solids to settle to the bottom while the liquids flow into the drain field for treatment.

The Importance of a Septic Tank Inspection

Before you decide to list your house on the market, it is important to have your septic system inspected by a professional. A septic system inspection helps to identify issues or problems that can affect the sale of your house. Below are the top benefits you gain by scheduling a professional septic system evaluation:

  • A Peace of Mind. When you know that your septic system is in perfect working condition, reassurance can be provided to you as the seller and to any potential buyers interested in your home.
  • Dodge Any Surprises. Being able to identify and address septic systems early on before listing your house on the market can help you avoid last-minute surprises or problems during the sale process.
  • Power of Negotiation. If your inspection should reveal any minor or major issues, you can address them or adjust your sale price accordingly, giving you more power to negotiate with potential buyers.

Hire a Qualified Inspector

When you choose to hire a qualified inspector to check out your septic system, consider the following:

  • Experience & Certification. Look into hiring an inspector who is experienced and certified in septic system inspections. They should have a good understanding of regulations in your area and perform the best practices.
  • Good Reputation. Research the inspector's reputation and check out any reviews done by previous clients. An inspector with a reputable reputation will give positive feedback and have a track record of providing the best reliable assessments.

A well-documented septic system inspection report is usually make-it-or-break-it for potential buyers, instilling confidence to streamline your selling process.

Importance of Maintaining your Septic System

Annette Mejia of Live On The Big Island had this to say about the importance of septic system maintenance:

"The long-term functionality of your septic system relies on crucial maintenance, regular care, and upkeep. These things not only ensure the smooth operation of your septic system but will demonstrate responsible homeownership to buyers interested in your home. An essential maintenance task to maintain good function for your septic system is regular pumping, which will remove accumulated solids, and will prevent overall system malfunctions." 

Avoid Septic System Stressors

It is essential to avoid strenuous activities to maintain the health of your septic system, dodging any damage to its components. Consider the following methods to ensure a healthy septic system:

  • Conservation of Water. Excessive water usage will overload your septic system, so it is important to be mindful of how much water you use and adopt water-saving practices like fixing any leaks, using low-flow fixtures, and spacing out laundry loads.
  • Conduct Proper Waste Disposal. Try to only flush toilet paper and human waste down the toilet. Avoid flushing wet wipes, feminine hygiene products, or paper towels down the toilet as they tend to clog the system.
  • Use of Chemicals. Harsh chemicals like cleaning products such as bleach or the overuse of strong disinfectants can disrupt the natural balance of bacteria within your septic tank. Instead, opt for the use of septic-safe or environmentally-friendly cleaning alternatives.
  • Heavy Machinery. Don't operate or park vehicles over your septic system or drain field, as the weight can compact the soil, disrupt pipes, or damage the components of the system.

When you follow these maintenance guidelines, the longevity and proper functioning of your septic system will be more appealing to buyers interested in your property.

Importance of Disclosure Obligations

When you are selling a property with a septic system, it is imperative to disclose accurate information about its condition and known problems. A full disclosure will promote transparency while protecting you from legal disputes. Here are a few ways that you can ensure you are covered when disclosing the status of your septic system to potential buyers:

  • Provide Accurate Information. When you are completing the seller's disclosure statement, you must be diligent in providing accurate information about the status of your septic system. For example, include details like the age of your system, maintenance records, and known repairs or issues.
  • Seller's Disclosure Statement. Sellers are typically required to complete a seller's disclosure form that will outline problems, repairs, or relevant information about your septic system.

Conclusion

When you are getting ready to sell your home that has a septic system, it can feel like a hassle following specific guidelines. When you understand the components of your septic system and all that entails in selling property with one on it, you can easily navigate the selling process. Working with experienced real estate agents at Coastal Realty will contribute to a positive selling experience. Let the professionals at Coastal Realty Group guide you in finding your dream home in the many beautiful communities on the Forgotten Coast of Florida today!

 

Posted in Homeowners
Aug. 26, 2024

5 Tips for Selling a Oceanfront Condominium on the Forgotten Coast of Florida

5 Tips for Selling a Condo on the Oceanfront of the Forgotten Coast of Florida5 Tips for Selling a Condo on the Oceanfront of the Forgotten Coast of Florida

Selling a condominium can be much easier than selling a home as all of the unexpected hurdles of selling a house can be avoided if you plan strategically. Whether your condo is your home or an investment-type property, when you are finally ready to sell on the Forgotten Coast of Florida, there could be some unique challenges. Selling a condo is a different beast than selling a single-family home, however, it doesn't have to be difficult.

Continue to read to find out the 5 tips for selling your condo on the Forgotten Coast of Florida quickly.

1. Plan on What Time of Year is Best to Sell Your Condominium

A major factor in your condo sale will be when the perfect season is best to do so. In the world of real estate, typically spring is the best season to sell, however, these rules don't always apply depending on the property's location and attractions nearby. If your home is located in a tourist destination, such as the steadily rising popular Forgotten Coast of Florida, the prime selling time for your family may be before vacation season hits. This is especially true for oceanfront condominium properties. Your real estate agent can help you to determine when the best time to list your oceanfront condo property, and when it may impact its sale.

2. Check out the Condo Association Rules

If you are like other condo owners, you most likely pay either monthly or yearly fees to your condo association. These fees usually cover amenities such as general maintenance of the building's exterior and shared spaces. It is always important to disclose these fees to potential buyers–as it is included in a budget. Other possible condo association rules impact the sale of the property. Rules typically outline special assessments–including a charge that condo owners pay for a property renovation if the reserve of association fees runs low.

If your condo is listed on the market when a special assessment payment date is looming, it can become the buyer's responsibility to pay the fee for possession of the property before the due date. Depending on what your state's laws are on disclosure, you might be required to tell potential buyers about the assessment.

3. Consider Doing Small Updates That Add Value to Your Condo

Even if you are working with a small budget, there are plenty of upgrades that can be done to add to the allure of your oceanfront condo. A simple, cost-effective improvement is paint. Rooms that have been painted look more clean and updated, and when you choose paint colors, choose neutral. Another great update to invest in is removing outdated looks, such as popcorn ceilings. Dedicating time to remove outdated looks can add more money to the overall value of your home. It is important to take into consideration that older homes can contain asbestos, and before starting your project, it is important to have tests conducted by professionals.

If you have money set aside in your upgrade budget, upgrading lighting or bathroom fixtures is always a smart move. New lighting can make a room appear larger and brighter, and updated fixtures can pull your bathroom out of the past. If you are interested in updating larger fixtures, consider hiring a professional.

4. Find Out What You Can Get for Your Condo & Price Accordingly

Finding out the right price for your place is essential. Pricing too low won't bring you in a profit. Pricing too high will turn away potential buyers. You can see how much other oceanfront units in your building have sold, and a real estate agent specializing in condo sales can ensure you don't overlook factors that increase the value of your unit. The following might include:

  • End units are more desirable because they are quieter than middle units.
  • Detached units can bring in a higher price.

Our agents can help you establish the asking price and your bottom line price, helping you to price accordingly.

5. Showcase Your Condo's Best Features

Take a moment and consider all of the selling points of your property. Potential condo buyers tend to be interested in a low-maintenance home, and your marketing materials should highlight the maintenance your association handles on the owner's behalf. Detail the amenities your condo offers, such as the following:

  • Hot Tub & Pool
  • A Fitness Center
  • Co-Working Spaces
  • Rooftop Terraces or Patios
  • Covered or Garage Parking

Your final listing should highlight the best features of your unit, such as its proximity to the ocean, restaurants, and nightlife; the lifestyle of your condominium, and the view. One of the better features of any condo is the easy living of the space, so keep in mind to highlight the lifestyle versus a single-family home. If you have top-of-the-line appliances, a newly remodeled kitchen, or a new HVAC system, don't forget to show those features as well.

Home sales expert Bill Gassett of Maximum Real Estate Exposure provided helpful guidance on efficient marketing.

"When I market a condo, I always emphasize what sets my unit apart from the competition. This can be done online and offline. The marketing material left at the home will be a full-color brochure with professional photography. It will highlight the items that make it a standout property.

The same thing is done online, and the remarks specifically target what should be emphasized to potential buyers. Sometimes, it is not necessarily the condo itself but the neighborhood or amenities offered in the condo fee."

Can you sell your condo yourself? Find out

Conclusion

When in doubt, enlist the aid of a professional real estate agent with experience in the sale of oceanfront condos. Their specialization can ensure your property makes a lasting impression on prospective buyers, and that you comply with the state disclosure regulations. Between these helpful tips and the guidance of an agent, your condo will sell in no time! Let the professionals at the Coastal Realty Group guide you in finding your dream home in the many wonderful oceanfront communities on the Forgotten Coast of Florida today!

 

Posted in Selling Your Home
Aug. 19, 2024

Visit the Forgotten Coast of Florida’s Best Kept Secret: Cape San Blas

Explore the Hidden Gem of Cape San Blas on the Forgotten Coast of Florida

Hidden Gem of Cape San Blas on the Forgotten Coast of Florida

Are you looking for a beachy oasis to visit for an unforgettable vacation with your family and loved ones? Cape San Blas, a sunny little seaside coastal town in the Forgotten Coast of Florida's northwestern point offers picturesque scenery, great amenities, and plenty of family-friendly activities for travelers to partake in. 

Continue to read to find the top 5 reasons to make Cape San Blas, FL your next vacation destination. 

Scenic Uncrowded Beaches 

If you are looking to escape the crowds of popular tourist hubs, Cape San Blas has leased crowded beaches over tourist seasons, such as Spring Break. The usual Spring Break crowds tend to veer toward locations that are more known for their vibrant nightlife and party scene, everything that isn’t Cape San Blas. Instead, when visiting Cape San Blas, you will quickly find out that the town is all about wide-open beaches, wildlife sightings, friendly locals, and a slow pace of living. The area is protected from further development, making it a perfect spot to not only relax but to enjoy the recreation of the great outdoors. Cape San Blas is home to some of the most beautiful beaches in the state, featuring pristine white sand, emerald green warm water, and several beach access points that make it easy to get out and explore. 

Hidden Gem of Cape San Blas on the Forgotten Coast of Florida

Home to Fun Activities 

Whether you and your family are looking for an afternoon of adventure or relaxation, Cape San Blas has something for everyone to partake in. Popular waterfront recreational activities include fishing, paddle boarding, kayaking, bird watching, swimming, beach combing, and exploring nearby St. Joseph Bay State Park. If you are looking to fill your vacation weekend with activities to keep every day interesting, there are plenty of ways to do so. Or, block off a few days to relax at the beach and in your vacation rental, and read through a stack of birdwatching books. 

Opportunity for Abundant Wildlife Sightings 

Cape San Blas, FL is home to a wide array of wildlife, including marine life from sea turtles and dolphins to landfalling animals like migratory birds, a reason why many visitors come back year after year. The opportunity afforded to visitors to observe these creatures in their natural habitat is a true highlight of Cape San Blas. If fishing is your favorite pastime, spring in Cape San Blas is an opportune time to get on the water. Nearby Port St. Joe offers the best opportunity to get out on the water with Salty Fish Excursions Snorkeling, and Fishing Cape San Blas. The waters are warm from March through May, and more and more species of fish migrate through the waters off Cape San Blas. Early to mid-spring sees the arrival of fish such as King Mackerel, Flounder, and Cobia. 

Unforgettable Cuisine 

Cape San Blas has plenty of casual fresh seafood restaurants offering fresh-caught local favorites like grouper tacos, oyster po’boys, and seared tuna. A Gulf Coast vacation is not complete without fresh, local seafood. Many restaurants with great, scenic outdoor seating offer stunning views of the emerald Gulf waters. From Indian Pass Raw Bar, specializing in both raw and steamed oysters and shrimp, to landfaring favorites like Joe Mama’s Wood Fired Pizza, specializing in artisan pizza, Cape San Blas has it all! 

A Fun Afternoon of Shopping 

Cape San Blas is home to many local shops and boutiques that are locally owned and operated, giving back to the beautiful coastal community of the seaside town. From boutiques that carry unique, fun clothing for women to truly express themselves with new closet staples, to outdoor local shops that specialize in gear for watersport recreation, there is something for everyone when visiting the small, quaint stores that line the streets of Cape San Blas. Bluewater Outriggers specializes in carrying all your essentials for the perfect beach day–from beach bags, and beach carts, to fishing gear and home decor, there is something for everyone here. Walter Green Boutique offers fun-loving closet staples for women of all shapes and sizes, from swimsuits, and coverups to new arrivals and beautiful jewelry, there is something for everyone here. 

The Bottom Line 

Cape San Blas, FL is considered the Forgotten Coast of Florida’s best-kept secret for its pristine, uncrowded beaches, and quaint beautiful quiet seaside town. From exploring fun watersport recreational activities and wildlife sightings to dining at unforgettable restaurants and spending an afternoon shopping amongst the best local hot spots, Cape San Blas has it all. Let the professionals at Coastal Realty Group find you your dream home in the many beautiful neighborhoods of Cape San Blas today!

 

Posted in Community News
Aug. 14, 2024

Simplify Your Move to the Forgotten Coast of Florida with This Step-By-Step Guide

5 Ways to Simplify Your Move to the Forgotten Coast of Florida 

Simplify Your Move

Whether you are in the stage of your life where you are nearing retirement, or if you are starting your own family, consider relocating from your colder northern homes to the sunny, warm Forgotten Coast of Florida. Whether you are moving from the west coast or the east coast down south, relocating to Florida has become many homeowner’s first choice. 

Please continue to read to find out the 5 ways to make your move to the Forgotten Coast of Florida, and things to consider. 

Consider Downsizing your Current Home 

You might wonder why downsizing is important to consider when you are relocating yourself or your family to the Forgotten Coast of Florida. However, the purpose lies in weeding out items that won't be used in your familial life again at your new prospective home. The styles and types of homes on the Forgotten Coast of Florida are different, which means that things such as your furnishings will be different. Toting older traditional furniture to a warmer, open-concept lifestyle isn’t the best idea. Many who choose to not rid themselves of these types of items will end up giving those items away regardless, months after having them shipped from where they came from. 

Avoid the Temptation to Have a Yardsale 

Contrary to popular belief, one person’s junk is not always another person’s treasure. With many choosing to downsize and relocate to Florida, there is not a high demand for older homeowners’ tchotchkes. The mere time and effort it takes to set up and organize a yardsale is precious time that can be spent on all the details surrounding your relocation to the Forgotten Coast of Florida. 

If You Don’t Need It, Toss It. 

The simple rule of “when in doubt, throw it out,” has been a famous moniker for many years, making the process of weeding out junk that much easier. If you have to stop to think for a few minutes or more to figure out if it is worth keeping something, then you will likely be able to live without it. This can simplify your life when relocating to the Forgotten Coast of Florida. 

Consider Renting the First Year 

When you choose to relocate to the Forgotten Coast of Florida, there are many areas to move to, but not all places are the same. Florida is very different in terms of weather in the north versus the south. Winters see the light of day in northern Florida, where the bigger tourist areas, such as Miami and Naples don’t dip below 50 degrees. If it is possible to rent for a season in any particular part of Florida, the homeowner will not be tied to a home or area that they don’t see themselves staying and settling into. 

Choose an Experienced Moving Company 

There are plenty of moving and storage companies to choose from when relocating to the Forgotten Coast of Florida. If you are wondering where you can start looking, the online ads that advertise “flat rate,” or “guaranteed rate,”  should be avoided at all costs, as they are deceiving/ When relocating to the Forgotten Coast of Florida, a homeowner should choose to work with a well-trusted company that is honest and fair with all expectations of relocating your goods to the Forgotten Coast of Florida. It is important to view your moving and storage company to be your advisor who will guide you through the many details surrounding your relocation to Florida. 

The Bottom Line 

It is no small feat to move to a new state. There are many things to take into consideration when relocating to the Forgotten Coast of Florida, a true gem of the state. From downsizing and avoiding a yardsale, to tossing out unneeded junk and renting out your ideal house in the Forgotten Coast of Florida, there are many things to consider when making such a big move. Let the professionals at Coastal Realty Group guide you in finding your dream home in the many beautiful seaside towns and neighborhoods on the Forgotten Coast of Florida today!

 

Posted in Homeowners
Aug. 5, 2024

What to Look For in a Home Inspection

What to Look For When Hiring a Forgotten Coast of Florida Home InspectorWhat to Look For in a Home Inspection

Home inspectors are the guys who prevent future headaches for both sellers and prospective buyers. If you are a first-time homebuyer, an inspection could reveal problems that aren't noticeable up front. A home inspection requires the seller to fix what needs fixing before you buy the home. Issues can be found that might make the prospective buyer no longer interested in purchasing the home. If you are a seller, a home inspection can help you detect problems before taking the leap and putting your house on the market, also known as the pre-listing inspection.

A typical home inspection will cover all mechanical systems, the integrity of the structure, cosmetic features, and other aspects of the house hidden from sight. These might look like the following:

  • Electrical
  • Heating & Cooling Systems
  • Interior & Exterior
  • Plumbing
  • Baths
  • Garages
  • Kitchen Interior & Exterior
  • Insects
  • Chimney
  • Exterior Walls
  • Slabs
  • Foundation
  • Basement & Crawl Space
  • Attic & Roof Examination

A typical home inspection usually takes 2-3 hours, depending on the size and complexity of the home.

What You Can Expect on Home Inspection Day

On the big home inspection day, the professional home inspector performs a site evaluation. A home inspector will take you on a tour to point out assets as well as potential problems. It is recommended that as you go through your tour you pay attention, ask questions, and watch. A thorough home inspection can find problems related to issues such as moisture intrusion, pest infestation, roof leaks, failed plumbing, wet basements, unsafe electrical wiring, mold and mildew, and safety hazards that pose health risks.

Ben Burks of The Burks Team had this to say about expectations on home inspection day:

"At the end of the inspection, a written report will be procured that details all findings. The report will contain photos as well as descriptions of any damages or defects found during the inspection as well as details on the locations where damage was detected. Pictures can help you to understand the scope and location of the damage, with a visual proof to make it easier to understand what your repair estimates will be." 

How can you know if your chosen home inspector has the expertise to exercise a home inspection of your home? Experience comes into play, making it important for you, as the buyer or seller, to check the inspector's background and references. Home inspections should be thorough, but not even the best home inspectors can catch everything.

What to Look for in a Home Inspector

  • Look into getting a home inspector before you shop for your future home.
  • Ask around for recommendations for local inspectors.
  • Ask plenty of questions, including backgrounds, how long they've been in the business, and how many inspections they have successfully performed.
  • Look for an inspector with tons of knowledge of a home's system.
  • Make sure your home inspector is objective, independent, and doesn't have an affiliation with the real estate agency selling the home.
  • Choose an inspector that carries errors and omissions insurance.
  • Make sure you understand the consequences of Radon and if you need it mitigated.
  • Speak with at least 3 inspectors and have confidence in their skills and demeanor.
  • Make sure that your inspector is familiar with the type of home you are considering buying–including age, design, materials, and special risks or clues to hidden damage.
  • Choose an inspector who can deliver a complete report with tons of extra time to review.
  • Request an electronic copy from your inspector to forward to family and friends.

Conclusion

Home inspections are a crucial part of the home-buying process, helping to avoid costly surprises in the long run, and providing peace of mind in knowing that your home is in good condition. A home-buying inspection could save you a lot of money in the long run–remember, new or old before you buy. Let the professionals at the Coastal Realty Group guide you in finding your dream home in the many coastal communities on the Forgotten Coast of Florida today!

 

Posted in Buying a Home
July 29, 2024

Forgotten Coast of Florida: The Coast that Never Sleeps & Nightlife Fun

The Forgotten Coast of Florida is Open for Business of NightlifeForgotten Coast of Florida The Coast that Never Sleeps & Nightlife Fun

Florida's Forgotten Coast is a laid-back destination, however, that doesn't mean locals hit the hay as soon as the sun goes down. Franklin County is home to a thriving nightlife scene that blossoms with open-late bars, restaurants, and live music venues. If you are a night owl visiting the Forgotten Coast of Florida, the options are endless! Swing by one of the late-night venues to enjoy fabulous live music from rock to jazz, or sip a signature cocktail in a local lounge, down a couple of pints at a pet-friendly brewery, or party the night away at a waterfront bar.

Whether it is a family getaway you are planning, a girls' night out, a romantic evening for two, or a nighttime celebration with friends and family, the Forgotten Coast serves up something for everyone. Continue to read to find out the best bars, venues, and late-night eateries to check out in Apalachicola, Carrabelle, St. George Island, and Eastpoint.

Apalachicola After Dark

Apalachicola is home to an array of amazing late-night restaurants, bars, and venues. Visit The Owl Tap Room, located in downtown Apalachicola to enjoy unique cuisine, throw back a few local brews, or sip fine wine and hand-crafted cocktails from the full bar.

Looking to taste local brews? Check out Apalachicola's pet-friendly Oyster City Brewing CompanyOffering unique craft beers like Apalach IPA, Hooter Brown Tulepo Honey Ale, and Mill Pond Dirty Blonde Ale, OCBC brews delicious craft beer seven days a week.

Have a late-night craving for plump oysters on the half-shell? Swing by Half Shell DocksideApalachicola's newest restaurant, opens late. Boasting a full bar, a delicious menu highlighting fresh, local seafood and live entertainment.

Carousing in Carabelle

If you are up late in Carabelle, make sure to check out Fathoms Steam & Raw BarEnjoy waterfront dining with beautiful views of the Carabelle River, delicious steamed oysters, and live weekend entertainment.

Open Late in Eastpoint

Beer lovers, make sure to check out Eastpoint Beer Companya small, pet-friendly craft brewery located on the Apalachicola Bay in Eastpoint. Eastpoint Beer Company serves up unique brews, breathtaking views of the bay, and live music. While you're there, don't forget to say "hi" to Jack, the brewery's locally famous chocolate Lab.

Looking for family-friendly fun? Check out Red Pirate Family Grill and Oyster Barwhich serves up yummy "app-a-teazers," raw or baked oysters, seafood baskets, sandwiches, and more. Don't forget to swing by their mini golf course.

Sleepless on St. George Island

Want to take your large family or a party of friends out on the town? Check out Harry A's Restaurantwhich offers late-night dinners, a full-service bar, outside dining, and live entertainment every night.

If you are looking for pet-friendly waterfront fun, check out SGI's Paddy's Raw Barwhich offers beautiful views of the bay, delicious fresh seafood, a wonderful wine list, and sixteen beers on tap!

The Bottom Line

If you love the nightlife, the Forgotten Coast of Florida is the perfect vacation destination. From premium oyster bars and other late-night dinner hot spots to tap beers and colorful cocktails, there is something for everyone when visiting the Forgotten Coast of Florida. Let the professionals at Coastal Realty Group find you your dream spot on the many waterfront towns and neighborhoods of the Forgotten Coast of Florida today!

 

Posted in Community News
July 16, 2024

How to Save Money as a Forgotten Coast of Florida Homeowner

How to Save Money as a Homeowner

The true American dream of home ownership comes at an eye-popping price, though it does not need to be a financial nightmare. You can always save money as a homeowner by lowering your utility bills, exploring tax breaks, looking into refinancing your mortgage, reducing your homeowners insurance premiums, or boosting your credit score.

Continue to read to find ways to cut the costs of homeownership.How to Save Money as a Homeowner

1. Lower Your Utility Bills

According to the U.S. Energy Information Administration in 2019 the typical electric bill in the U.S. totaled $115 a month. That adds up to a whopping $1,380 a year to keep the lights on. And that doesn't include other money-draining utilities. What can you do to trim your household's utility expenses? Here are a few things you can do:

  • Install LED Lights & Dimmer Switches. Upgrading your lights and switches involves an upfront cost, but it can save you money on electricity and doesn't have to be replaced quite as often as traditional lights. Dimmer switches can help to save money by cutting back on the amount of light used.
  • Install a Programmable Thermostat. A programmable thermostat can automatically adjust heating or cooling in your house to increase efficiency and chip away at energy costs. You can save as much as 10% a year on heating and cooling by turning your thermoses back by seven to ten degrees from a normal setting for eight hours a day.
  • Monitor Water Usage. You might try to decrease the setting on your water heater or wash your clothes in cold water to lower energy costs. Fix any leaky faucets so you aren't sending money down the drain.

2. Look into Tax Benefits

Owning a home can have tax benefits that some owners might ignore or might not even be aware of. One of them is the mortgage interest tax deduction. Usually, you can deduct the annual interest you pay on a mortgage if you itemize deductions on your federal tax return. Eligibility for the deduction depends on the dollar amount of your mortgage and when you bought your home. It is possible to claim a deduction. On your federal tax return for state and local property taxes paid on your home.

3. Consider Refinancing

Greg Smith of the Re/Max Collection had this to say about considering refinancing:

"Refinancing your mortgage involves getting a new loan to pay off your original mortgage loan. Doing so may let you reduce the interest rate on your mortgage or drop your monthly payment by stretching out the repayment period. You might also refinance to get rid of the requirement for mortgage insurance or to convert your adjustable-rate mortgage to a fixed-rate loan." 

If you have a good or excellent credit score, you can take advantage of historically low interest rates and refinance your mortgage, which can lead to lower monthly payments and thousands of dollars in savings over time. Keep in mind, that refinancing may come with thousands of dollars in fees, which might partially offset savings you can realize from a lower interest rate or lower monthly payments. If you choose low-interest refinancing, deal with a repayment period that is shorter than the one you have now, you may have higher monthly payments.

4. Lower Your Homeowners Insurance Costs

Homeowners might be able to save money from their home expenses by lowering their homeowner's insurance bill. How can you decrease your homeowner's insurance premium? Here are a few potential ways:

  • Shop Around. Compare up to at least three insurance quotes from companies, and you may be able to find another insurer that can cover you for less.
  • Raise the Deductible. If you bump up the deductible from $500 to $1,000, you might be able to cut your premium. The deductible is the amount of money you pay out of your pocket when your insurer approves a claim.
  • Bundle Policies from the Same Insurer. If you are purchasing homeowners insurance from the same company that insures your car, you can score a lower premium, insurers call this "bundling."

How Your Credit Score Can Help You to Save Money

A good credit score of 600+ can open several avenues for you. Whether you get ready to sign a mortgage agreement or you are considering a refinance, an improved credit score can help you secure a lower interest rate and save you a heap of money over the life of your loan. A good credit score can also enable you to gain favorable terms, such as a low interest rate, for a home equity loan or home equity line of credit. This can wind up being a cheaper method of borrowing money to pay for a home improvement project or another household need than putting purchases on a high-interest credit card.

The Bottom Line

Owning a home can be one of the greatest achievements of your life, but also one of the most expensive. However, you have many tools in your financial toolbox to trim the expenses associated with owning a home. Keep your financial house in order. Let the professionals at the Coastal Realty Group guide you in finding your dream home in the many wonderful neighborhoods on the Forgotten Coast of Florida today!

 

Posted in Homeowners
July 8, 2024

Unknown Tips to Buying Vacant Land in Florida

The Forgotten Coast of Florida offers several lots and vacant land for sale throughout its charming communities and surrounding towns such as Apalachicola, Carrabelle, and Port St. Joe. These properties can start at less than $25,000, with beautiful parcels of land trending upwards of $3 million. Here are some of the best tips I can offer when buying land or vacant lots in the Forgotten Coast area.Unknown Tips to Buying Vacant Land in Florida

Know where you want to buy.

While it might seem obvious, the location is everything. Consider both immediate and future consequences of your purchase. If you're buying for investment purposes, ensure the land will have resale value. If you're building, verify that the land is “improved” or can be improved, with access to utilities and water.

Consider a land survey.

A survey might not always be necessary, especially if the land was recently surveyed. However, obtaining a survey is beneficial to clearly define the property boundaries. Survey costs can vary, ranging from $300 to over $1000 depending on the land type and specific requirements. Additionally, soil tests can help determine if the land can support buildings and infrastructure. Environmental assessments may also be needed, particularly if you're building near wetlands or nature preserves. These tests can save you from buying land with contaminated soil.

Real Estate expert Bill Gassett of Maximum Real Estate Exposure gave me helpful tips on land surveys buyers should know when purchasing land.

"One of the essential things that every land buyer must consider is a land survey. If the seller does not have one, it is a must to pay for it. A survey tells you precisely what you're purchasing. Without a survey, you may regret your purchase!

For example, the survey will identify if there are wetlands. Can you imagine wanting to put in a pool only to find out it isn't possible? These are the kinds of problems that a property survey will help you avoid.

Land surveys also identify the exact lot lines of the property. You can determine precisely what you'll be buying and where you can make any improvements. Skipping a land survey is one of the most significant land purchase mistakes."

 

Can I Make a Contingent Offer When Buying Land?

Yes, you can make a Contingent offer when buying land. A contingent offer means the purchase depends on certain conditions being met. Common contingencies include:

  1. Financing: The offer depends on securing a loan.
  2. Survey: A satisfactory land survey to confirm boundaries and identify issues.
  3. Environmental: Assessments to check for soil contamination or protected wetlands.
  4. Zoning: Confirming the land is zoned for your intended use.
  5. Inspection: Soil tests and other inspections to ensure the land is suitable.
  6. Utility Access: Verifying that utilities can be accessed or installed affordably.
  7. Title: Ensuring a clear title with no legal issues.

Include clear conditions, deadlines, and actions if contingencies aren't met in your offer. This protects you and ensures the land meets your needs before finalizing the purchase.

Understand the cost of utilities, sewage, power, and water.

Many pieces of raw land may not have utilities hooked up. Connecting to utilities can cost thousands, depending on the distance from the nearest connections. You might need to install pipes to reach city sewer lines, wiring, or septic systems. These costs should be integrated into your budget, as they can significantly impact the overall expense of owning and building on vacant land.

Have an exit strategy.

It's wise to have an exit strategy in case your plans fall through. The land may not be suitable after completing all tests and analyses. While you own the land, it will be subject to property taxes, even if it remains vacant. Turning it into a residence can be part of your exit strategy. Consider the entire process, from preparing the land for building to selling or living in it as your primary residence.

Prepare for challenges.

Building from the ground up comes with its own set of challenges and unexpected hiccups. Buying land and constructing a new home can be an exciting yet sometimes stressful undertaking. There are plenty of lots and lands that are fully buildable as they are. Start your online search here, or please call our office for a dedicated list of all current lots and vacant land that match your price range and requirements.

 

Posted in Buying a Home